ACCEPTANCE OF TERMS. The services that RD Woodyard Inc. provides to you are subject to the following Terms of Use ("TOU"). RD Woodyard Inc. reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the "Terms of Use" hypertext link located on our web pages. DESCRIPTION OF SERVICES. Through its network of Web properties, RD Woodyard Inc. provides you with access to a variety of resources and product information (collectively "Services or Subscription"). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU. PERSONAL AND NON-COMMERCIAL USE LIMITATION. Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services. BUSINESS/CORPORATE USE LIMITATIONS. Unless otherwise specified, the Services are for the Business and/or Corporate subscription is for that subscribers individual use and accounts under his/her control only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services. PRIVACY AND PROTECTION OF PERSONAL INFORMATION. See the Privacy Statement disclosures relating to the collection and use of your information. NOTICE SPECIFIC TO SOFTWARE AVAILABLE ON THIS WEB SITE. None at this time, if any in the future Disclaimer/T.O.U. will apply NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS WEB SITE. Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from the Services is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such Documents from the Services is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Accredited educational institutions, such as K-12, universities, private/public colleges, and state community colleges, may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. Documents specified above do not include the design or layout of the RDWoodyard.com Web site or any other RD Woodyard Inc. owned, operated, licensed or controlled site. Elements of RD Woodyard Inc. Web sites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any RD Woodyard Inc. Web site may be copied or retransmitted unless expressly permitted by RD Woodyard Inc. RD Woodyard Inc. AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. RD Woodyard Inc. AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL RD Woodyard Inc. AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. RD Woodyard Inc. AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME. The information on this web site is provided by RD Woodyard Inc. By accessing the information provided by this web site or by receiving our emails, you agree to be bound by the following: You agree and acknowledge that this site is an information service. All statements and expressions are the opinion of RD Woodyard Inc. and are not meant to be a solicitation or recommendation to buy, sell, or hold securities. RD Woodyard Inc. does not provide recommendations to buy or sell stocks, stock options, or any other security or investment; RD Woodyard Inc. is not a stock broker or investment advisor. All stocks and stock options listed at the web site or in emails are for informational and evaluative purposes only; and RD Woodyard Inc. believes the information to be accurate, however, RD Woodyard Inc. reserves the right to change, alter or modify the information being presented at any time for any reason. You understand that the information provided is believed by RD Woodyard Inc. to be accurate, however, you also understand and agree that RD Woodyard Inc does not warrant the accuracy nor do RD Woodyard Inc. make any claims or guarantees as to its accuracy. You understand the risks of trading in the stock and options markets. You understand and agree that the information should only be used as a research tool and that you should always discuss and/or review your trading strategies with your stock broker or other professional. RD Woodyard Inc. shall not be responsible or subject to liability for the truth, accuracy, or otherwise for the information provided or for errors, mistakes, or omissions therein or for any delays or interruptions of the service from or for whatever cause. There is a very high degree of risk involved in trading. Losses can be significant. Past results are not indicative of future returns. RD Woodyard Inc. assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles and all other features are for educational purposes only and should not be construed as investment advice. Information presented is obtained from sources believed to be reliable, but we do not warrant its completeness or accuracy, or warrant any results from the use of the information. Your use of the information is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of the information. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein. RD Woodyard Inc. or individuals associated with RD Woodyard Inc. may have a position in the securities or options described herein that may be consistent or inconsistent with the commentary, data or other provided information. RD Woodyard Inc., any affiliated companies, individuals and other individuals and companies which provide premium data to this site are not stock brokers, investment advisors, financial analysts, investment brokers or financial advisors. RD Woodyard Inc., any affiliated companies, individuals and other individual and companies which provide data to this site shall under no circumstances be liable to any visitor, user, and/or any third party for any lost profits, lost opportunities, indirect, special, incident, consequential, punitive, or any other damages whatsoever. RD Woodyard Inc., any affiliated companies, individuals and other individuals and companies which provide data to this site assume no responsibility or liability for any inaccuracies, misstatements, errors, fabrications, contained within documents, data, materials, web site pages, contained herewithin and associated pages, either through error or negligence. You agree to hold RD Woodyard Inc, any affiliated companies, individuals and other individual and companies harmless for any act resulting directly or indirectly from this site, its data, content, materials, associated pages and documents. By accepting emails, including our various paid subscriptions and free email reports and newsletters, you agree to the terms of this Disclaimer as such may be amended from time to time. MEMBER ACCOUNT, PASSWORD, AND SECURITY. If any of the Services requires you to open an account. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify RD Woodyard Inc. immediately of any unauthorized use of your account or any other breach of security. RD Woodyard Inc. will not be liable for any loss that you may incur as a result of someone else using your account, either with or without your knowledge. However, you could be held liable for losses incurred by RD Woodyard Inc. or another party due to someone else using your account. You may not use anyone else's account at any time, without the permission of the account holder. NO UNLAWFUL OR PROHIBITED USE. As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any RD Woodyard Inc. server, or the network(s) connected to any RD Woodyard Inc. server, or interfere with any other party's use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any RD Woodyard Inc. server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services. USE OF SERVICES RD Woodyard Inc. reserves the right at all times to disclose any information as RD Woodyard Inc. deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in RD Woodyard Inc.'s sole discretion. LINKS TO THIRD PARTY SITES. THE LINKS IN THIS AREA WILL LET YOU LEAVE RD Woodyard Inc.s SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF RD Woodyard Inc. AND RD Woodyard Inc. IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. RD Woodyard Inc. IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. RD Woodyard Inc. IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY RD Woodyard Inc. OF THE SITE. UNSOLICITED IDEA SUBMISSION POLICY. RD Woodyard Inc. OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN RD Woodyard Inc.'s PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO RD Woodyard Inc.. SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO RD Woodyard Inc. OR ANYONE AT RD Woodyard Inc.. IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT RD Woodyard Inc. MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY. CALCULATING PERFORMANCE REPORTS. The Woodyard Reports(tm) utilizes some of the most stringent self-imposed guidelines in the industry to calculate on-going Performance Reports. Individual share prices are determined as follows: The closing price on the start date and the closing price on the ending date for each stock in the report will be used to calculate the percent change in the value of The Woodyard Reports. If a stock is no longer being traded on the ending date of a particular report (because of a merger, buyout, bankruptcy, or other condition) the last available closing price for that stock will be used. No substitutions or replacements are made for non-trading stocks. All non-trading stocks will be assumed to be liquidated at the closing price on the last day traded. The possibility of further investments or interest accrued from cash on hand from the sale of that stock will not be calculated. Dividends and transactional costs are not included in the calculation of a stock’s performance. COPYRIGHT NOTICE. Copyright RD Woodyard, Inc. 2001-2006, 6387 B-259 Camp Bowie, Ft. Worth, Tx. 76116 U.S.A. All rights reserved. TRADEMARKS. RD Woodyard Inc. and/or other RD Woodyard Inc. products referenced herein are either registered trademarks or trademarks of RD Woodyard Inc. in the U.S. and/or other countries. The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, email addresses, logos, people and events depicted herein are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, or event is intended or should be inferred. Any rights not expressly granted herein are reserved. End Of DISCLAIMER